PREMIER offers the lowest fees and accepts good credit patients. Premier offers longer 0% promotional periods.
- Practices offer Premier for their best credit score patients looking for longer 0% financing.
- Premier is often paired with the TIERED revolving credit program for less expensive procedures, those requiring future expenses, or lower credit patients. These two together cover all bases.
TRADITIONAL allows for patient credit score to be a factor in their interest rate (as low as 9.99%) and offers a 12 month 0% promotional option. It has a higher available loan amount of $25,000 and approves a wider range of credit scores.
- Traditional serves as a 1st and 2nd look if a practice is only looking to carry one program. It's no extra work for a practice to offer several.
TIERED is the program most like a credit card. Future expenses can be added by the patient and a lower credit score is approved for treatment. The fees for Drs start at 4.5% and go up to 15% as the patients credit score goes down and longer 0% promotional periods are offered. Drs decide how low they want to offer financing to. This is the program most similar to CareCredit and is a good backup to round out stronger programs like PREMIER and TRADITIONAL
Other LOW CREDIT SCORE CHALLENGE PROGRAMS available as well.
Chiropractic offices enjoy low fees, 20% higher chance of patients being approved, excellent customer service, and phenomenal practice representation. Enhance has not had any predatory lending accusations or lawsuit sanctions and enjoys a wonderful reputation. We look forward to helping you expand your practice.